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Collection Harassment

If you feel your rights have been violated, or are unsure and want to learn more about it, complete our FDCPA form. FDCPA legal representation is at NO COST to you, win or lose. The burden of payment is on the debt collector if they are found guilty of an FDCPA violation. Contact our firm today, to speak with an FDCPA Lawyer regarding the list of violations and whether you may be a victim. Every day, millions of good people are subjected to ruthless debt collection harassment. Not being able to afford to pay some of your debts does not mean you deserve the unethical collection practices and abuse by debt collectors. The law may not prevent the calls that already happened, but it does give you a way to make the collection call stop. Turn to an attorney who can help you get your life back; an attorney who can sue debt collectors without cost to you, and deliver relief.

What Is The FDCPA?

The Fair Debt Collection Practices Act, passed in 1977, was designed to protect consumers from third party debt collector harassment. The statute is technical, spelling out precise violations- hundreds of them - enforced by the Federal Trade Commission.

Who Is Covered?

The FDCPA defines a debt collector as any person who regularly collects, or attempts to collect, consumer debts for another person or institution or uses some name other than its own when collecting its own consumer debts.


What Debt is Covered?

The FDCPA applies only to the collection of debt incurred by a consumer primarily for personal, family, or household purposes. It does not apply to the collection of corporate debt or debt owed for business or agricultural purposes.

"I am exhausted, and embarrassed and afraid to pick up the phone. How will this affect my family? How can I take care of them when I can’t even answer the phone?"

What is Governed

The FDCPA defines who is a “consumer”, when, where and with whom communication may be permitted with a consumer and third parties, and when communications must cease..

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